Tag Archive | "Fair Debt Collection Practices Act"
What Happens When a Creditor Makes a False Credit Report?
Maybe this has happened to you: You pay off a credit card. The credit card company reports to a credit bureau that you are delinquent on the debt. You dispute the report. The credit card company corrects the report. Then it happens three more times. The credit card company reports default. You dispute. Credit card [...]
Continue reading...Can a Debt Collector Call My Boss?
Wednesday, February 10, 2010
Lately, your phone has been ringing non-stop. Your credit card company is calling and wants to know when they are going to get paid. Even worse, they’ve started calling you at work. Can they talk to your boss or co-workers? Human resources? It depends. Generally, without the prior consent of the consumer given directly to [...]
Continue reading...Where a Bounced Check Can Land You
Monday, February 8, 2010
If you’ve had a checking account, at some point you’ve probably been in the red. It’s especially an easy thing to do in this Electronic Age when all you have to do is whip out your debit card and keeping track of your balance can be either as easy as checking it online or as [...]
Continue reading...5 Things to Ask for in a Debt Settlement Negotiation to Save Money
Sunday, February 7, 2010
Know what I hate? I hate having any work done on my car. I hate going into the shop and being at the complete mercy of the mechanic, because I don’t know anything about how cars work. Well, I don’t know anything about how cars that were built after 1980 work. Same goes for doctors. [...]
Continue reading...Having Your Check Garnished – 5 Things You Should Know
Friday, February 5, 2010
Before anyone can garnish your paycheck, they need to get a judgment against you, which requires filing a lawsuit. If someone threatens to garnish your paycheck, unless they’ve served you with a lawsuit, call their bluff. There are some exceptions to requiring a judgment, however, and often arise when dealing with a federally guaranteed student [...]
Continue reading...
© 2010 Colorado Bankruptcy Law Group, LLC – Chapter 7 and Chapter 13 Personal Bankruptcy Attorneys. Powered by Wordpress.
Monday, February 15, 2010
0 Comments