Tag Archive | "consumer rights"
New Credit Card Law Goes in Effect February 22
The Credit Card Accountability Responsibility and Disclosure Act of 2009, goes into effect next week on February 22, 2010. While the Act is supposed to protect consumers from getting in over their heads, I have to wonder if it’s going to. I don’t think it’s going to keep people who are desperate for credit, either [...]
Continue reading...What Happens When a Creditor Makes a False Credit Report?
Monday, February 15, 2010
Maybe this has happened to you: You pay off a credit card. The credit card company reports to a credit bureau that you are delinquent on the debt. You dispute the report. The credit card company corrects the report. Then it happens three more times. The credit card company reports default. You dispute. Credit card [...]
Continue reading...How to Teach Kids the Perils of Easy Credit – Badly
Thursday, February 11, 2010
Remember Columbia House Record Club? Their mailers would flood your mailbox with offers of 12 albums for 1¢. I distinctly remember picking out my 12 albums and then carefully taping a penny to the form and mailing it back. I was excited to get those 12 albums. For a penny! But then a new album [...]
Continue reading...Can a Debt Collector Call My Boss?
Wednesday, February 10, 2010
Lately, your phone has been ringing non-stop. Your credit card company is calling and wants to know when they are going to get paid. Even worse, they’ve started calling you at work. Can they talk to your boss or co-workers? Human resources? It depends. Generally, without the prior consent of the consumer given directly to [...]
Continue reading...Can My Landlord Raise My Rent?
Wednesday, February 10, 2010
Things are going good at your apartment. You’ve been there five years. Your new neighbors don’t blast Slayer through the walls. And your rent hasn’t gone up since you moved in. Then one night you come home from work and there is a notice on your door that your rent is going up next month. [...]
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Tuesday, February 16, 2010
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