Friday, April 30, 2010
The Federal Trade Commission has some helpful tips if you feel like you’re on the verge of being unable to make the payments on your home: Know Your Mortgage Do you know what kind of mortgage you have? Do you know whether your payments are going to increase? If you can’t tell by reading the [...]
Continue reading...Tuesday, March 9, 2010
In recognition of National Consumer Protection Week, the Colorado Attorney General released a list of the top consumer complaints of 2009, published here for your information: Type of business/Number of Complaints Rebate offers 631 Utility complaints (cable and satellite television) 254 Roofing and gutter contractors 193 Health food and nutritional supplements 145 Timeshare resales and vacant lot resales 129 Computer training [...]
Continue reading...Tuesday, March 2, 2010
Continue reading...
Tuesday, February 23, 2010
It’s bad enough to reach the end of your rope in dealing with your debt. You don’t need to feel like you’re going to be pillaged by someone who tells you they can help. So called “credit repair” companies seem to do more harm than good. In my experience, they’re no better than negotiating a [...]
Continue reading...Tuesday, February 16, 2010
The Credit Card Accountability Responsibility and Disclosure Act of 2009, goes into effect next week on February 22, 2010. While the Act is supposed to protect consumers from getting in over their heads, I have to wonder if it’s going to. I don’t think it’s going to keep people who are desperate for credit, [...]
Continue reading...Monday, February 15, 2010
Maybe this has happened to you: You pay off a credit card. The credit card company reports to a credit bureau that you are delinquent on the debt. You dispute the report. The credit card company corrects the report. Then it happens three more times. The credit card company reports default. You dispute. Credit [...]
Continue reading...Thursday, February 11, 2010
Remember Columbia House Record Club? Their mailers would flood your mailbox with offers of 12 albums for 1¢. I distinctly remember picking out my 12 albums and then carefully taping a penny to the form and mailing it back. I was excited to get those 12 albums. For a penny! But then a new album [...]
Continue reading...Wednesday, February 10, 2010
Lately, your phone has been ringing non-stop. Your credit card company is calling and wants to know when they are going to get paid. Even worse, they’ve started calling you at work. Can they talk to your boss or co-workers? Human resources? It depends. Generally, without the prior consent of the consumer given directly to [...]
Continue reading...Wednesday, February 10, 2010
Things are going good at your apartment. You’ve been there five years. Your new neighbors don’t blast Slayer through the walls. And your rent hasn’t gone up since you moved in. Then one night you come home from work and there is a notice on your door that your rent is going up next month. [...]
Continue reading...
Wednesday, May 12, 2010
0 Comments