Colorado Bankruptcy Law Group, LLC – Chapter 7 and Chapter 13 Personal Bankruptcy Attorneys

With all of the conveniences of the information age, it is easy to forget the potential dangers that loom.  One of those dangers can be the theft of your identity.  Identity theft is the fraudulent use of personal information, such as a social security number, to obtain credit, take out a loan, open accounts, get identification, or any other activity in which a criminal uses your information in an unauthorized way.

If you discover, or even have a hunch that someone has stolen your identity, you should take action immediately.  Below is a quick list of ten things you should consider doing if you discover that someone has stolen your identity.

1. Contact your bank and other credit card issuers
2. File a report with your local law enforcement agency
3. Contact all three major credit reporting bureaus
4. File a report with the Federal Trade Commission
5. Contact all of your creditors by phone or in writing
6. Notify the phone company
7. Notify the post office
8. Notify the Social Security Administration
9. Notify the State Department (if you have a passport)
10. If a collection agency contacts you, notify them immediately that you did not create the debt

If you don’t take any action, you risk being held liable for any debt the thief incurs, or worse.  Just imagine someone using your identity to set up a child pornography website.  You can find more information on the Colorado Attorney General’s website.

Peter Mullison is a bankruptcy attorney at Colorado Bankruptcy Law Group, LLC. If you are considering Chapter 7 or Chapter 13 personal bankruptcy, schedule your free, confidential bankruptcy consultation with a Colorado bankruptcy attorney today. Our online scheduling system allows you to schedule a bankruptcy consultation at a time that is convenient for you.

Colorado Bankruptcy Law Group, LLC is a personal bankruptcy firm serving clients in the greater Denver area.

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